Mike Molina – Citywide Home Loans

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My Goal is to help families achieve the dream of home ownership" Mike Molina
  • Mike Molina

    Citywide Home Loans - Sr Loan Officer/Bay Area Manager
    Toll Free Mobile: (877) 375-1921
    Bay Area Mobile: (510) 629-5626
    Utah Mobile: (801) 598-1208
    Direct eFax: (877) 274-4107
    Email: Mike.Molina@chl.cc
    See Full Rates Page

Mortgage Comparison30 Year Fixed Mortgage Rate

Lender Rate Points APR
Bank of America 4.250 0.191 4.362
Wells Fargo 4.375 1.000 4.460
Quicken Loans 4.250 1.250 4.494


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Conforming 30 Yr Fixed FICO =>760
4.375% Rate 0.000 4.375% APR
High Balance 30-Yr Fixed FICO => 760
4.500% Rate 0.250 CREDIT 4.500% APR
JUMBO 30-yr Fixed FICO 760
4.125% Rate 0.250 CREDIT 4.125% APR
FHA/VA 30-yr Fixed FICO => 660
3.875% Rate 0.375 4.211% APR


Assumptions about Rates, Points, and APR

Rates, points and APRs assume a 30-day lock, single family residence, owner occupied, loan-to-value of 75% or less, purchase or rate and term refinance, and the establishment of an escrow/impound account for payment of taxes and insurance. Conforming APRs based on $417,000.
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  • Terms and Conditions

    In accordance with the Telephone Consumer Protection Act the FCC requires that we receive your express consent to contact you through your cell phone or any wired line that has been transferred to a cell phone. Agreement to this consent is not in anyway, directly or indirectly, a condition of purchasing any good or service. Under the FCC ruling, your consent here authorizes us to contact you using autodialers and allows for prerecorded messages. It is not our policy to use predictive dialers or prerecorded messages but to comply with federal regulation we do need to get your permission. Thank you!

They said what?Testimonials >

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    "I recently purchased my first home and was expecting a super stressful process from start to finish. I was dreading the entire loan process, so much so I was considering renting for the rest of my life. Well, finding a house I liked was the hardest part and the loan part was a breeze. Mike was completely hands on from ..." READ MORE

    A.S. – Oakland, CA


    "In the world of Loans and Loan Officers, Mike Molina is nothing short of a miracle worker.  He recently did two rental property loans for us in less time than it took a major local credit union to get our paper work together.  We dumped the credit union that had a fantastic interest rate and started our loans with Mike ..." READ MORE

    Gerald & Lisa Otto – Salt Lake City, UT


    "I want to mention how wonderful an experience I had with Mike Molina and Citywide Home Loans.  He went to great lengths to help me close on my home loan, even when I wasn't so sure I would qualify. I received quality service from Mike especially when I was having difficulties with the whole loan process. Mike has such awesome ..." READ MORE

    Cindy Peterson – SLC, UT


    "We are so happy to have worked with Mike Molina. Working for a mortgage company I didn't expect for it to be so smooth and so fast, but it was. He knew what he was doing, he was very professional, he got back to us right away, he answered all of our questions, and insured us that things will run ..." READ MORE

    Dennis Manahan

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